These Terms of Use may be amended without notice. The terms below are the current version.

The pages on this site are for educational and information purposes only. You are allowed one free trial of the subsription services per lifetime.

Neither I, nor my associates, nor this website are licensed or registered with any state or federal agency to render investment advice or portfolio management or to buy or sell securities as either broker or dealer. We do not offer advice or management. Nor do I, my associates, or this website solicit the purchase or sale of any securities in any jurisdiction whatsoever.

These pages are a weekly diary of what I am doing with one or more of my systems. You are looking over my shoulder for the purpose of learning how one professional handles the market for some of his own trading and investing. Your monthly subscription fee, if there is any, is a tuition for weekly lessons in market instruction. Fees charged and paid, if any, are non-refundable.

You are responsible, not I, for whatever use you make, if any, of the material on this site.

You agree absolutely and irrevocably, forever and ever, throughout the universe, that you hold harmless 'Copernicus,' The 2000 Corporation, and all of their affiliates, associates, employees, and suppliers with respect to anything you use on this site and with respect to any correspondence you may have received from any of us in response to any inquiry or request from you to us.  

You will never assert liability, damages, or claims against any party having anything whatsoever to do with this site.  You are not solicited to buy or to sell any security or act on any other information mentioned herein. Any of us who produce this site may buy or hold any of the securities cited from time to time or continuously.

The use of the words 'buy' and 'sell' are conventions to express a potential, but not assured, favorable or unfavorable outlook for a stock, fund, or the market. Such words are not to be taken literally as personal advice to you personally as an individual or as the representative of a group of individuals. How you interpret or act on or do not act on the words you read is your business, not mine, and neither I nor we are responsible for what you choose to think or do or not do.

If we respond to any correspondence from you, it is never to be construed as any advice or recommendation whatsoever.

Illustrations and examples are hypothetical unless explicitly stated otherwise--that is, they never occurred in real time and might never occur.

The data reported may contain errors or omissions. All calculations are based on closing weekly valuations. The methods are fallible. They are simply tools, founded in elementary mathematics, designed to observe, measure, and depict the continuous price behavior of selected measures of the U.S. and foreign stock markets and stocks and related instruments, including but not limited to, exchange-traded funds, mutual funds, options, and other possible derivatives.

And there are no guarantees nor any indemnification whatsover against mechanical, human, or electronic failures or omissions, nor against random acts of God, Nature, or other men, nor against temporary or permanent suspension of service or deficiencies of service, nor against any unauthorized misuse of possible information provided by you advertently, or inadvertently and stolen or otherwise acquired by third parties for purposes unrelated to your electronic use of this website.

The site is offered 'as is', with no warranties offered whatsoever of any kind, expressed or implied.  Parts or a part of the site may be changed or permanently withdrawn at any time.

If some law somewhere gives you standing to sue despite my exemplarily clear language, your damages, if any, are limited to the most recent subscription fee you paid, if any, or US$1.00, whichever is greater.

If you bring legal action against any party or parties associated in the development, creation, or distribution of any part of the content on this website, and such action causes the defending party to retain counsel, you shall be liable for all defendant's costs and expenses including reasonable attorney's fees if you are found against in court, or if you settle out of court before judgement.

These terms and conditions may be changed at any time at our sole discretion. The terms and conditions published here today supersede all prior terms and conditions and are binding on all past and current users of the site or any of its parts. Your continued use signifies your acceptance and your present awareness of any terms which may have been updated. If you have any concern regarding possible changes here, you should check these terms periodically.

If you use or act on anything here, your act of use thereby expresses and constitutes your complete agreement with these terms of use. 'Use' means any action you take or do not take as a result of anything you see or have seen on this site.

If you do not agree, do not use.