RULES - Really Easy
The rule is: stay invested in the top two
funds at all times.
Timing is optional if you want to improve
returns and reduce risk.
You can stay continuously invested with somewhat
greater ease of mind because the system is designed to
automatically switch you to a bear-market position
when the time arrives. No timing decision required.
Note. Back tests do not show any
improvement from short
selling. So, although I do it, I do
not recommend it.
See 'Tips
for Getting Started'.