1-   check whether the market trend is up or down

    2-   If it is up, buy or hold the two highest-ranked funds

    3-   If the market trend is down, sell the funds and stay in cash (or a money-market fund)

To see the weekly portfolio sheet with this information, click here. The bottom line on the sheet tells the direction of the market. The table above the bottom lines shows the current portfolio ranking for each fund.

When you buy the two top-ranked funds, put an equal-dollar amount in each.

A more detailed description of portfolio sheets is available at Explanatory Notes. Current subscriber letter.